How To Make Money Starting With No Money

If you think you need money in order to make a living, you may be surprised that you can earn income with no upfront Investment.

Many people live paycheck to paycheck and don’t have the investment required to start their businesses. But you can start your own side hustle with the ideas found in this article.

You only need time and the proper information to execute these ideas.


woman sitting down teaching class

When you become a tutor, you can start earning money right away by sharing the knowledge that you already have. I like this gig because you can start making money in your first week.

A tutor is basically a teacher that transfers their knowledge to someone else. In addition, you don’t need specialized knowledge.

Anything that you already know can be taught, and you can start earning money.

You can start teaching on platforms like Udemy, where they take a small percentage of your earnings. You can set your own prices.

If you need money fast, you can also check out, Simple Ways To Make Money In 24 Hours Or Less

Pet Sitting

Pet sitting can be another great way to make extra cash. If you love animals, this is the perfect job.

There are many places where you can find pet sitting jobs; my favorite is They match pet owners with pet sitters in the same area. Bonus points if you find a gig close to your home.


Freelancing is a fancy term that means independent contractor. It basically means that you are your own boss and can take projects from different sources simultaneously.

You only need a laptop or desktop and reliable internet to start working as a freelancer.

If you want to give freelancing a try and start earning some money on the side, the two biggest websites are:

  • Upwork. I consider Upwork for longer-term relationships with your potential employers.
  • Fiverr. Great if you are just starting out as a freelancer. You can have your own clients within hours, as Fiverr attracts more clients than anyone else.

Related: 14 Semi-passive income ideas for beginners. Side hustles with medium time commitment

Sell Unused Stuff

various items being sold on a garage sale

Have you ever seen those garage sales sign?

If you have, now you know that they are an excellent opportunity for selling unused stuff in exchange for money.

Dave Ramsey’s website gives 5 great tips to start with your garage sale.

I love the garage sale idea because there is no upfront investment; you already have stuff in your house that is not being used.

There is a market for everything.

If you have reservations about bringing people over to your house, then the next option is to sell online on places like eBay.

Once you’ve made money from your garage sale, you may want to think about saving for an emergency fund.

Virtual Assistant

Virtual assistants help with administrative services such as writing letters and creating spreadsheet.

The great thing about the virtual assistant job is that you can work from home and set your own hours. It is a great way to make money online and save on expensive gas-price trips to the office.

If you already have some experience in an office setting, this may be a great job opportunity.

Also Read: The Best Money Making Office Skills You Can Learn Fast

Become a Copywriter

fingers typing on a computer

Copywriting is a fancy term that means writing with a purpose. The purpose, in this case, is to persuade an audience to buy a service or a product.

Copywriters perform market research and find out everything about their target market.

They write a very compelling story about a product or service that will make people want to get it.

The best part about copywriting is that it can be learned online in places like Udemy or Coursera. Usually, these courses cost less than $50, and the payoff can be lucrative.

According to, the average salary for a copywriter is $68,200. Can you imagine waking up and getting paid to write?

Google AdSense

Google AdSense is a great way to start earning money if you already own a website and have some daily visitors.

The best part? There are no minimum requirements. You can start monetizing your site whenever you’re ready.

The challenging part in this side hustle is getting daily views. Becoming well known in your niche helps to spread your online prescience.

In addition, partnering up with Google will teach you what kind of content you have to write on your website or blog.

The more interesting articles you have, the more Google will recommend your pages. As a result, you will make more money from AdSense.

Bonus: The Best Money Making Office Skills You Can Learn Fast

Enter Contests

word contest displayed with cubes

Joining contests is a great way to earn some money.

First, find information on the available competitions and sweepstakes in your area. Facebook is a great way to start.

Second, make sure that these competitions actually pay their winners. You don’t want to win a competition only to find out there is no actual prize.

Some competitions charge an entry fee. If you are confident you can place well, this is not an issue.


As a drop shipper, you are the middleman between the manufacturer and the customer. Drop shippers own the customer experience.

Once a sale is made, the drop shipper contacts the manufacturer, which ships the product to the customer.

Drop-shipping is very popular with younger people.

In addition, it is a very competitive industry.

The skills required to become a successful drop shipper are marketing and advertising.

Fortunately, Google has a great digital marketing course designed to help you with this.

If you want to make money fast, drop-shipping may be your best bet.

Where do you find manufacturers that carry products?

The most well-known manufacturers are Aliexpress and Alibaba.

Create a Blog

Creating a blog may seem an easy way to make money, but it definitely takes work.

Just because you can purchase a domain name for cheap, and you can write a few sentences, does not mean that you can make easy money from blogging.

On the other hand, blogging is a fun way to make money.

However, if you want to make real money, you will have to invest in learning how to write good copy.

You also need working knowledge on how to drive traffic to your blog and how to monetize that traffic with either display ads or affiliate marketing programs.

Blogging requires building relationships online as well.

In addition, it takes time to write a blog that people want to read. If you feel like this is you, you can check out courses from successful bloggers such as and also

Airbnb Your Unused Apartment Or Room

man and woman in a vacation house

Airbnb is a great way to make money on the internet.

You can use Airbnb to make money when you don’t have time to stay in a place, or when you want to rent out your home while you’re away.

Airbnb is a good option for people with unused rooms in their homes. You can turn this space into a money making business.

It helps to live in a touristic place, as more people will book your rooms.

Install Free Apps That Will Pay You

According to pew research, more than 85% of Americans own a smartphone.

A phone is the only thing you need to earn money installing apps.

Some apps pay in cash, and some pay you in gift cards. I really like these 3 apps because they are easy to use and have a good reputation:

  1. Survey junkie. This app helps you earn money by taking surveys. They have a network of companies that need feedback on their products and services. They will reward you with a gift card in exchange for your time.
  2. Savvy connect. Once you download the app, it will collect information about trends and what website you visit. In exchange for your efforts, this app will pay you cash. How much? $5 per device at the time of this writing. That is $5 per device per month, which technically means if you have a phone, laptop, and tablet, you could get $15.
  3. Swag bucks. This company will pay you in gift cards to play video games, watch videos, or even search the web. It is a great way to earn gift card money. They also have a $10 sign-up bonus, which I really love.

Medical Trials

If medical research sounds a bit daunting, fear not. These trials are designed with safety in mind, and you can get paid significant money for giving your time and body.

Certain disciplines of medicine demand tests to be performed with humans for experimentation.

The trials require undergoing some tests. If you can find an open job for a medical experimenter, you can earn an additional income while helping to advance the field of medical research.

  • Pay rates will be determined by the amount of time spent and the health risk.
  • You can start with a reputable company like Lab Corp.

You can earn money even if you start with nothing

The lack of income means you have everything to gain and nothing to lose.

In addition, once you learn the principles of marketing and business, making money becomes second nature.

You have all the information to start earning as much as you want. You only need the right attitude and a bit of time. The time that you put into your new ideas will pay off at the end.

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